The No.1 fear for every manager: having a non-contributor member as part of the team. A non-contributor is like a blood-sucking worm that just drains the team’s energy and success.
The key to becoming financially free (meaning no debts, just your living expenses) resides into living a stable life. You cannot achieve financial freedom if you keep eating away your savings. You can build up a margin in your finance by just maintaining a stable lifestyle, while removing unnecessary expenditures over time.